alt.politics.republicans

"Bill Rood" wrote in message
news: $ @ ...
>
>
> Citizen Jimserac wrote:
>
>> On Sep 21, 11:30 am, z wrote:
>>
>>>On Sep 21, 11:24 am, Citizen Jimserac wrote:
>>>
>>>
>>>
>>>
>>>>On Sep 20, 11:27 pm, Bill Rood wrote:
>>>
>>>>>California Poppy wrote:
>>>>>
>>>>>>An ideal health plan would included catastrophic health insurance with
>>>>>>a deductible and an HSA. These two together would take care of
>>>>>>everyone's health needs. For low income people, the government could
>>>>>>buy a policy for individuals or families. We don't need or want a
>>>>>>governmentally managed health plan which would be costly and
>>>>>>wasteful. It would create an enormous new bureacracy.
>>>
>>>>>What we have right now in private health insurance is an enormous
>>>>>bureaucracy. By comparison, Medicare is streamlined. It's
>>>>>administrative
>>>>>costs are a fraction of the administrative costs in private insurance.
>>>>>The reason for this is really quite simple. Private insurers, because
>>>>>they are driven by a profit motive, do all in their power to deny
>>>>>legitimate claims from their clients.
>>>
>>>>>All the slimy wriggling the insurance companies do to get out of paying
>>>>>legitimate claims costs money. That's what drives up the administrative
>>>>>costs. Meanwhile, people who bought and paid for insurance have to pay
>>>>>the bill on the denied claim. Medicare, on the other hand, just pays
>>>>>the
>>>>>bill. The patient gets better care at a total societal cost less than
>>>>>what it would be with private insurance.
>>>
>>>>>My niece needed a hysterectomy. First they approved the procedure, then
>>>>>after the procedure was done they denied the claim, saying it was for a
>>>>>"pre-existing condition". But there had been no prior diagnosis. On
>>>>>that
>>>>>basis, you could claim just about anything was pre-existing. My niece
>>>>>has since filed for bankruptcy. You think you're not paying for that?
>>>
>>>>Thank GOD somebody finally gets it right. YES!
>>>
>>>>While everyone is MUCKING up the debate about Universal
>>>>Health Care a few people can stop and see REALITY.
>>>
>>>>>The reason for this is really quite simple. Private insurers, because
>>>>>they are driven by a profit motive, do all in their power to deny
>>>>>legitimate claims from their clients
>>>
>>>>YES!!!!! Now is there anyone except Games who can't see this?
>>>
>>>>>All the slimy wriggling the insurance companies do to get out of paying
>>>>>legitimate claims costs money. That's what drives up the administrative
>>>>>costs. Meanwhile, people who bought and paid for insurance have to pay
>>>>>the bill on the denied claim. Medicare, on the other hand, just pays
>>>>>the
>>>>>bill. The patient gets better care at a total societal cost less than
>>>>>what it would be with private insurance.
>>>
>>>>YES!!!!! So then we would save BILLIONS right off the top by KICKING
>>>>OUT THE HEALTH "CARE" COMPANY PROFITEERS.
>>>
>>>>Does everyone get that now - I'll repeat it -> "The patient gets
>>>>BETTER care at a total societal cost ( . taxes!) LESS than what it
>>>>would be with private insurance.
>>>
>>>>Now let us look at the TOTAL COST of the current system. In the
>>>>example given,
>>>>the woman mentioned had to declare bankruptcy - she will need
>>>>government agencies, help finding jobs, public assistance, possible
>>>>additional medical treatments ALL OF IT BEING PAID FOR BY TAXPAYERS
>>>>MONEY (THIS MEANS YOU TOO GAMES!!!).
>>>
>>>>So why not a system that, once you get over the phony "socialized"
>>>>bugaboo name calling, works better, costs less and PROTECTS EVERYONE.
>>>>Then no more worrying about people walking around with undiagnosed
>>>>strains of TB because EVERYONE IS COVERED.
>>>
>>>>Citizen Jimserac-
>>>
>>>"People have access to healthcare in America. After all, you just go
>>>to an emergency room."
>>>- George W. Bush, July 2007
>>>
>>>"Bush polyps benign
>>>WASHINGTON, July 23 (UPI) -- White House spokesman Tony Snow Monday
>>>said the five polyps removed during . President George Bush's
>>>weekend colonoscopy were benign.
>>>...
>>>"They represent the various -- very earliest cellular changes," Snow
>>>said. "Left untreated, they can progress to larger, more advanced
>>>lesions and a small percentage could become cancerous."
>>>- /NewsTrack/Top_News/2007/07/23/bush_polyps_benign/
>>>2751/
>>>
>>>Better for the patient, cheaper than treating the patient for cancer
>>>later.
>>>
>>>So, the only thing that I'm wondering is.... at which emergency rooms
>>>can you get a colonoscopy so your precancerous polyps are removed?
>>
>>
>> None whatsoever.
>>
>> Bush's uninformed remark in passing clearly shows that he has no grasp
>> of the total picture whatsoever, does not think that there is a
>> problem and has not got a clue -
>> typical.
>>
>> So the only thing stopping UNIVERSAL HEALTH COVERAGE ( I love
>> repeating that term because in 3 words you succinctly expose the
>> health 'care" companies fallacies -
>> the only thing stopping UNIVERSAL HEALTH CARE COVERAGE is a bunch of
>> fallacies with more holes in them than swiss cheese put forth by the
>> industry itself and swallowed hook, line and medical ID card by those
>> citizens who really believe it will cause higher taxes and is
>> "socialized medicine" and who really believe that by spending $$$ and
>> getting some card with more exceptions than a software license from
>> Microsoft, and forgetting about the millions who have NO coverage (as
>> if their germs somehow magically are in some othe dimension and can't
>> reach them) that somehow that is going to protect them. Woe to those
>> who find out how much those cards REALLY protect and what happens when
>> you have a really PROTRACTED illness.
>
> My 18 year old daughter recently received a mailing from Aetna offering a
> health "insurance" plan in partnership with her employer. For $1000 per
> year, they're offering the following "coverage":
>
> Maximum annual benefit for Diagnostic and Surgical Services: $600
> Maximum annual benefit for Inpatient Hospital Coverage: $5000
> Maximum monthly benefit for Prescription Drugs: $35
>
> The whole purpose of insurance is to protect the individual in
> catastrophic situations. What's the point of an "insurance" plan that will
> cover AT MOST $7020 of a catastrophic incident. I had outpatient surgery
> last year that cost over $10,000. This "plan" would have paid only $600,
> but my premiums would have been $1000.
>
> It's apparent to me what's going on here. Aetna is preying upon ignorant,
> uneducated minimum-wage workers who assume that if their employer is
> offering or endorsing a health care "plan", it must be worthwhile. Chances
> are the people who sign up for this "plan" either don't read or don't
> understand the terms and simply trust their employer. I myself couldn't
> believe what I was reading.
>
> This is unfettered, unregulated, free-market capitalism at its best.
>
Is your daughter one of them?